**Student Budget:** Focuses on aggressive debt reduction (Student Loans) and essential expenses like Rent and Groceries. Allocates a small portion to start the habit of saving and investing early.

**Rising Professional:** Emphasizes high savings and investment rates (IRA, Brokerage) while comfortably covering fixed costs like Rent and Car Payments. This budget is for building wealth and long-term financial independence.

**Young Family:** Balances wealth building with significant allocations toward family costs, including Childcare, Children & Family expenses, and dedicated savings for a Wedding/Family Fund. Savings and investment rates are slightly reduced to accommodate immediate family needs.

**Monthly Allocation Toggle:** If you are paid bi-weekly, click this button to **double** the Paycheck Amount value in the **Amount ($) column**. This helps visualize your full monthly budget based on two paychecks, while keeping the percentages relative to your single paycheck.